Collector motorcycles are prized possessions that deserve specialized insurance coverage. Riders across Pennsylvania know that protecting these bikes requires more than a standard policy. Understanding the key features to look for can help ensure your motorcycle is properly covered.
Agreed Value Policies
One of the most important aspects of insuring a collector motorcycle is choosing a policy with agreed value coverage. This type of coverage guarantees that you’ll receive the full insured value of your bike in the event of a total loss. Unlike standard policies that rely on depreciation, agreed value policies account for the true worth of your collector motorcycle.
Coverage for Rare Parts and Accessories
Collector motorcycles often feature rare or custom parts that can be difficult to replace. When selecting an insurance policy, make sure it includes coverage for spare parts and accessories. Riders in Pennsylvania who restore or customize their bikes will benefit from this added layer of protection.
Protection During Storage and Transport
Many collector motorcycles spend more time in storage or being transported to events than on the road. Look for a policy that offers coverage for damage during storage or transit. This ensures your bike is protected even when it’s not actively being ridden.
Find the Right Policy with Wenger & Myers Agency
Insuring a collector motorcycle requires careful consideration and expert guidance. Wenger & Myers Agency, serving riders across Pennsylvania, can help you explore your options and find the coverage that fits your needs. Contact us today to learn more about motorcycle insurance for collector bikes.
